John Mcqeen’s Guide on Best Cash Back Business Credit Cards

So you are here to know which are the best cashback credit cards, aren’t you? Well, I would say that you are in the right place. My name is John Mcqeen and I am an individual financial expert and advisor. I am working in banking and finance for a long time.

So here in this guide, I am going to reveal some of the best business credit cards for cashback. So stay with me so I can guide you on which credit card is best for you.

Why Choose Best Cash Back Business Credit Card?

You might be wondering why a business credit card is good for cashback? Well if you are a business or entrepreneur then you must be already aware of the benefits of business credit cards.

As a business pro, most people don’t want to waste their money even when they are buying things they need to buy. For example, they want to get a cashback when they are filling their vehicle’s fuel tanks, dining in restaurants or booking travel tickets.

So they want to get a reward for each cent they spend. And this is not a bad thing at all if some of the credit card companies are offering it.

Are the Business Credit Cards giving decent Cashback?

Well, that’s why you are here and of course, some of them are rewarding their customers with a decent amount of cashback.

Some of the business credit card companies are offering initial bonuses of hundreds of dollars. So you can imagine the benefits of having a business credit card.

Not only that, but you will also get a signup bonus which can be continued for up to the first three months.

So as far as the concern of cashback from business credit cards then yes, it is worthy.

What are the top Best Cashback Business Credit Cards?

So now let’s talk about the best cash back business credit cards and see what they are offering to their customers.

We will discuss each business credit card with some of its details. We will also guide you to make a decision on which business credit card is best for you.

List of Best Cashback Business Credit Cards

  1. American Express Blue Business Cash Credit Card
  2. Capital One Spark Cash Card for Business
  3. American Express Plum Card
  4. Discover it Business Card
  5. Ink Business Cash Credit Card

1- American Express Blue Business Cash Credit Card – Best Business Cashback Card

On top of our list, we have a very famous company who is serving us since 1850. It was an express mail business company at that time. Although later on, they started to work as a financial company.

The most escalate benefit of this card is that it has no annual fee at all. This card is best for all types of businessmen. You will get a decent cashback on each spending as well.

  • No annual fee
  • Spend $50,000 each year and you will get a reward of cash back up to 2%, and 1% on all the other things
  • High Overspending limit
  • 0% APR rate

These are some of the major perks while having an American Express business credit card.

2- Capital One Spark Cash Card for Business

Capitol one is another great business credit card which is offering a decent cashback to its customers.

Here are some of the major perks

  • Get 2% cashback on all the purchases
  • Get $500 as an initial bonus when you spent $4500 in the first three months
  • Only $95 annual fee
  • Average APR ratio is 18.49
  • No expiry date for cashback rewards
  • Redeem cashback instantly with no minimum limit

3- American Express Plum Card

Here American Express comes again on our best cash back business credit cards list. This is the American express plum card and it is for small business holders. It is also offering some interesting and worthy rewards or cashback.

Let’s check it out now

  • Pay your debt in 60 days and without any interest
  • Use your card anywhere in the world without any foreign transaction fee
  • Get a 1.5% discount on early payment of your credit card bill
  • $0 annual fee for the first year then $250 annually

4- Discover it Business Card

If you are running a big business and your spending is big then the Discover it, Business Card, what you need.

Because it is offering good discounts and cashback rewards on high spending.

  • Get 1.5% straight cashback on all purchases
  • 2x cashback on all purchases for the first year
  • 100% satisfied customer service

5- Ink Business Cash Credit Card

It’s the best business cashback credit card for intermediate business runners. You will get cashback on moderate business spending.

  • Get a welcome or signup bonus
  • Free from any employee card’s fee
  • High cashback ratio on different categories

Final Thoughts

As a matter of fact, you cannot run a business smoothly until you have the best cashback business credit cards. And we are here discussed most of the business credit cards that will suffice for you if you are running a moderate to high-level business.

So let me know which business card is suited to you.